Tips For Life Be Budget Smart
Albert Einstein was rumored to have said that  ________ is the greatest mathematical discovery of all time, as well as the most powerful force in the universe.
Any guesses to fill in the blank?
(see answer below)
Being budget smart is not just about cutting back our personal expenditures, it is an attitude of progress that allows you to take advantage of the “time value of money”.   Rather than be forced to save or invest, be proactive and involve your family in choosing ways to make your hard earned money go farther.�
Here are few ideas to do just that:
*Put as much of your discretionary income each month into an interest bearing account(s).  One great option is the 401K plan here at Namifiers, available to all employees who have worked here for 1 year.
*Identify the random purchases you make on a weekly or monthly basis.
*Work and save towards something that will improve your life (i.e. a home, a mission, a family vacation)
*Remember that “time value of money” exists with debt as well … make even 1 additional payment towards the principal of a loan each year, and you could save thousands of dollars in interest.
(ans. Compound Interest)